Research and analysis

Motor Insurance Taskforce: final report

Presents findings of the taskforce, setting out the actions government departments and regulators are taking to help to stabilise and reduce the premiums paid by drivers.

From:
Department for Transport and HM Treasury
Published
10 December 2025

Documents

Motor Insurance Taskforce: final report

PDF, 500 KB, 34 pages

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Details

Since it was formed in October 2024, the Motor Insurance Taskforce has worked across government departments and with our independent regulators to understand this complex market and to agree a set of actions that aim to stabilise and reduce the premiums paid by drivers.

Across government, departments will continue their efforts to address the broader factors that contribute to the cost of claims, such as vehicle theft and the cost of repairs. This includes:

  • efforts to tackle vehicle-related crime
  • continuing to make our roads safer
  • working closely with industry to encourage innovation in new vehicle technologies, driving efficiencies and reducing costs

As well as setting out the actions government departments and regulators are taking, the report also explores the characteristics of the UK’s motor insurance market. It acknowledges that the market is strongly competitive and innovative and has faced real and increased costs to serve motorists in recent years.

Updates to this page

Published 10 December 2025

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