Guidance

Notice 15: Electronic applications to discharge registered charges (effective 1 October 2013)

Updated 16 November 2023

Applies to England and Wales

Notice given by the registrar under Schedule 2 to the Land Registration Rules 2003

Currency of notice

1.This Notice, which is made under rules 14 and 115(1)(a) of, and Schedule 2 to, the Land Registration Rules 2003, shall be current for the purposes of Schedule 2 on and after 0630 hours on 1 October 2013 and replaces on that date the Notice of 19 March 2013 in respect of electronic applications to discharge registered charges.

Electronic applications to discharge registered charges

2.Arrangements have been made for dealing with electronic applications to discharge a registered charge of a registered estate in a single registered title, through Land Registry Portal access.

When applications may be delivered

3.Applications may be delivered only between:

(a) 0630 hours and 2300 every day.

(b) The service may not be available for up to 15 hours each month due to essential maintenance, improvement and testing work. The registrar will endeavour to undertake such work at times on a Sunday or when it will have minimal impact on applicants.

Who may deliver electronic applications to discharge registered charges

4.An application to discharge a registered charge may only be delivered by:

(a) the registered proprietor of that charge who has:

(i) entered into the Land Registry’s Portal Memorandum of Understanding: Access to cancel registered charges as the lender, and

(ii) accepted the Land Registry’s Portal Conditions of Use and complies with those conditions of use, or

(b) a person on behalf of the registered proprietor of that charge who has:

(i) entered into the Land Registry’s Portal Memorandum of Understanding: Access to cancel registered charges on behalf of the lender, and

(ii) accepted the Land Registry’s Portal Conditions of Use and complies with those conditions of use.

Limitation

5.Applications may only be made in respect of the discharge of a registered charge of a registered estate in a single registered title.

Particulars to be provided

6.The applicant must provide the following particulars:

(a) the title number of the registered title,

(b) the date of the registered charge (if there is one),

(c) identification of the registered charge where there is more than one charge registered in favour of the same proprietor in the registered title,

(d) confirmation that the application is to discharge the registered charge,

(e) the applicant’s name,

(f) notification, under rule 115(1)(a) of the Land Registration Rules 2003, of the discharge of the registered charge by the applicant,

(g) the applicant’s reference, and

(h) if the information document is not to be despatched to the applicant, the name, address and any reference of the person or firm to whom it is to be despatched.

Alasdair Lewis
Director of Legal Services
30 September 2013