Policy paper

Insurance Fraud Taskforce final report

In this report the taskforce maps the problem of insurance fraud, looks at what has been done to tackle it and makes a range of recommendations.



This final report represents the culmination of the taskforce’s year-long review into insurance fraud.

In it, the taskforce explores relevant issues including the scale and impact, regulators and legal frameworks and what has already been done to tackle fraud, before making a range of targeted recommendations.

The recommendations aim to tackle fraudulent activity ranging from organised or premeditated crime to opportunistic fraud, with the overall objective of ultimately reducing costs for consumers.

The recommendations aim to improve consumer trust in the insurance sector and raise the public profile of insurance fraud as a criminal activity; encourage greater use of data sharing and collaboration between the insurance sector and regulatory bodies to better prevent organised insurance fraud; and reflect and support the government’s intentions to clamp down on unnecessary whiplash claims, which are a major source of fraud, and strengthen regulation of claims management companies.

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Published 18 January 2016
Last updated 21 January 2016 + show all updates
  1. Updated to add signatures to the PDF foreword

  2. First published.