Research and analysis

Automatic enrolment: qualitative research with employers staging in 2014

Findings from a survey of 50 employers with between 90 and 499 workers who staged automatic enrolment between January 2014 and July 2014.

Documents

Automatic enrolment: qualitative research with employers staging in 2014

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Summary: Automatic enrolment: qualitative research with employers staging in 2014

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Details

Millions of people in the UK are not saving enough for retirement. The legislative changes set out in the Pensions Act 2008, the Pensions Act 2011 and the packages of associated regulations aim to increase private pension saving in the UK.

They form part of a wider pensions strategy designed to ensure that the UK has a pension system that enables individuals to save towards achieving the lifestyle they aspire to in retirement while minimising the burden on employers and industry.

This research release presents findings from a survey of 50 employers with between 90 and 499 workers who have staged automatic enrolment between January 2014 and July 2014.

This release contains information on:

  • employers’ experiences of preparing for automatic enrolment
  • implementation of automatic enrolment
  • communication of automatic enrolment to workers
  • opt out rates and impact of automatic enrolment on participation in workplace pensions
  • worker reasons for opting out
  • ongoing administration of automatic enrolment
  • employer’s thoughts on the future of workplace pensions
  • advice for other employers

This research follows on from a similar survey of larger employers staging automatic enrolment in 2012 and 2013.

The results of this research form part of the department’s wider evaluation of automatic enrolment, detailed in annual reports. Read the Automatic enrolment evaluation report for 2014.

Authors: Andrew Wood, Kate Downer, Dr. Louise Amantani and Chloe Gooders.

Published 5 January 2015