Consultation outcome

Changes to how insurers issue motor insurance certificates

This was published under the 2010 to 2015 Conservative and Liberal Democrat coalition government

This consultation has concluded

Download the full outcome

Summary of responses and the government’s response to the consultation on amending the Road Traffic Act 1988 to remove the need for motor insurance certificates

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Impact assessment: amendment of the Road Traffic Act (RTA) 1988 to remove the requirement of a policyholder to return a motor insurance certificate if they cancel their policy mid term

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Detail of outcome

The consultation response summary gives an overview and a detailed summary of comments received in response to the consultation document issued in November 2012. It also gives a government response to those comments and outlines how the department intends to proceed.

The response is accompanied by an updated impact assessment which takes into account the revised proposals. Please note that this impact assessment is subject to Regulatory Policy Committee validation.

Original consultation

Summary

Proposal to remove the need for insurers to issue a motor insurance certificate when an insurance policy is taken out.

This consultation ran from
to

Consultation description

This consultation seeks views on amending the Road Traffic Act 1988 to remove the need for insurers to issue a motor insurance certificate when an insurance policy is taken out. At present the certificate is used as evidence of valid insurance cover and there are circumstances when it must be produced by the insured to demonstrate they have valid cover.

Insurers are required by law to enter details of all motor insurance policies onto the motor insurance database (MID). This consultation document considers using the MID as the single source for checking if insurance cover is in place and considers what further changes and developments are needed to make this work.

Documents

A consultation on amending the Road Traffic Act 1988 to remove the need for motor insurance certificates

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Published 13 November 2012
Last updated 3 October 2013 + show all updates
  1. Response and impact assessment added.
  2. First published.