Download the full outcome
Detail of outcome
The consultation response summary gives an overview and a detailed summary of comments received in response to the consultation document issued in November 2012. It also gives a government response to those comments and outlines how the department intends to proceed.
The response is accompanied by an updated impact assessment which takes into account the revised proposals. Please note that this impact assessment is subject to Regulatory Policy Committee validation.
This consultation seeks views on amending the Road Traffic Act 1988 to remove the need for insurers to issue a motor insurance certificate when an insurance policy is taken out. At present the certificate is used as evidence of valid insurance cover and there are circumstances when it must be produced by the insured to demonstrate they have valid cover.
Insurers are required by law to enter details of all motor insurance policies onto the motor insurance database (MID). This consultation document considers using the MID as the single source for checking if insurance cover is in place and considers what further changes and developments are needed to make this work.