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The government believes the current self-regulatory framework for the funeral plan sector is not sufficient to ensure the fair treatment of consumers and believes a more robust regime is required. The call for evidence will help the government design a new framework which is fit for purpose.
The government is particularly seeking views on:
- how the pre-paid funeral plan market currently operates, particularly with respect to the types of business models in the sector both with respect to provision and distribution
- the potential risk of consumer detriment under the current regulatory framework, and if present, where this risk is most acute
HM Treasury’s initial policy proposal to amend current legislation to allow for additional regulation of the sector by the FCA