We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
You may be able to get help towards interest payments on: the mortgage for…
You’ll get help paying the interest on your mortgage or loan. Support for…
To be eligible for a Support for Mortgage Interest (SMI) loan, you must…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan as a lump sum with interest if you sell…
You can still get financial help with your housing costs if your Income…
Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim
Mortgage Interest Run On is extra money you can get towards your housing…
If you’re eligible and were getting Support for Mortgage Interest before…
You can claim Mortgage Interest Run On if you’ve stopped getting…
You do not need to apply - you should get Mortgage Interest Run On…
Find out how interest is calculated and applied if you have a Plan 2 student loan, as well as previous interest rates.
People with fixed-rate mortgage deals coming up for renewals are facing increased mortgage costs as the interest rates on mortgages have increased over 2022. Housing costs have also increased for those with variable rate mortgages and private renters.
The mortgage affordability calculator is a simple tool that lets customers estimate how much they can afford to borrow to buy a home.
The mortgage repayment calculator is a simple tool that lets customers estimate their monthly payments for both interest-only and repayment mortgages, and see how changes in interest rates would affect their payments.
This paper surveys a representative sample of microenterprises in urban Uganda
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. Please fill in this survey (opens in a new tab and requires JavaScript).