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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

• Overview

  You may be able to get help towards interest payments on: the mortgage for…

• What you'll get

  You’ll get help paying the interest on your mortgage or loan. Support for…

• Eligibility

  To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

• How to apply

  When you apply for a qualifying benefit, you’ll be asked extra questions…

• Repaying your loan

  You’ll need to repay your SMI loan as a lump sum with interest if you sell…

• If your benefits stop

  You can still get financial help with your housing costs if your Income…

Official Statistics on the mortgage guarantee scheme.

• Updated: 5 November 2025

The government has introduced a new, permanent Mortgage Guarantee Scheme helping to support homebuyers with a deposit as small as 5%.

• Updated: 15 July 2025

Paper forms which can be used by limited companies to register details about a company charge with Companies House.

• Updated: 13 November 2014

The Mortgage Rescue Scheme has closed. Find out what other support you can get.

Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

This bulletin provides statistics for cases received (i.e. writs and originating issued), cases disposed and final orders made in respect of in the Chancery Division of the Northern Ireland High Court for the July to September 2019 and commentary on...

• Updated: 15 November 2019

How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

Official statistics on the Help to Buy mortgage guarantee scheme.

• Updated: 28 September 2017

• Updated: 1 January 2012