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  • Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

    • Overview

      You may be able to get help towards interest payments on: the mortgage for…

    • What you'll get

      You’ll get help paying the interest on your mortgage or loan. Support for…

    • Eligibility

      To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

    • How to apply

      When you apply for a qualifying benefit, you’ll be asked extra questions…

    • Repaying your loan

      You’ll need to repay your SMI loan as a lump sum with interest if you sell…

    • If your benefits stop

      You can still get financial help with your housing costs if your Income…

  • The government has introduced a new, permanent Mortgage Guarantee Scheme helping to support homebuyers with a deposit as small as 5%.

  • Official Statistics on the mortgage guarantee scheme.

  • The Mortgage Rescue Scheme has closed. Find out what other support you can get.

  • Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

  • How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

  • This collection brings together all documents relating to Mortgage Rescue Scheme monitoring statistics.

  • How to register a new charge at Companies House, or tell us about any you've paid off.

  • Paper forms which can be used by limited companies to register details about a company charge with Companies House.

  • The Chancellor and Economic Secretary brought together the six largest banks and building societies, alongside UK Finance, to take stock of the impact of the conflict in Iran on households and small businesses.