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  • Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

    • Overview

      You may be able to get help towards interest payments on: the mortgage for…

    • What you'll get

      You’ll get help paying the interest on your mortgage or loan. Support for…

    • Eligibility

      To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

    • How to apply

      When you apply for a qualifying benefit, you’ll be asked extra questions…

    • Repaying your loan

      You’ll need to repay your SMI loan as a lump sum with interest if you sell…

    • If your benefits stop

      You can still get financial help with your housing costs if your Income…

  • The government has introduced a new, permanent Mortgage Guarantee Scheme helping to support homebuyers with a deposit as small as 5%.

  • Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim

    • Overview

      Mortgage Interest Run On is extra money you can get towards your housing…

    • What you'll get

      If you’re eligible and were getting Support for Mortgage Interest before…

    • Eligibility

      You can claim Mortgage Interest Run On if you’ve stopped getting…

    • How to claim

      You do not need to apply - you should get Mortgage Interest Run On…

  • Official Statistics on the mortgage guarantee scheme.

  • The Mortgage Rescue Scheme has closed. Find out what other support you can get.

  • How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.

  • The Chancellor and Economic Secretary brought together the six largest banks and building societies, alongside UK Finance, to take stock of the impact of the conflict in Iran on households and small businesses.

  • Official statistics on the Help to Buy mortgage guarantee scheme.

  • Application form DS2E: application form to cancel the entries relating to a registered charge for which an END has been sent.

  • How to register a new charge at Companies House, or tell us about any you've paid off.