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Free and impartial help with money and pensions.

• Updated: 21 December 2017

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

• How it works

  Help to Save is a type of savings account. It allows certain people…

• What you’ll get

  You can earn 2 tax-free bonuses over 4 years. You’ll get any bonuses…

• Eligibility

  You can open a Help to Save account if you’re receiving Universal Credit…

• How it will affect your benefits

  Saving money though a Help to Save account could affect your eligibility…

• How to apply

  You’ll need to sign in to set up a Help to Save account. If you do not…

Pension Wise is a free and impartial government service that helps you understand the options for your pension pot.

• Updated: 21 December 2017

Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

Form CH20: Result of account of money due.

How Universal Credit is affected by having money, savings and investments. We call this ‘capital’.

• Updated: 22 July 2025

HMRC is releasing new statistics on the number of accounts opened, and the amount of money saved into as well as withdrawn from Help to Save Accounts since its launch. The Help to Save scheme had its full launch in...

• Updated: 28 February 2019

Work out what your allowances are and if you need to pay tax on your pension savings if you flexibly access your pension.

• Updated: 6 April 2023

Use this service if you need to repay money you owe from a benefit.

This collections documents the yearly Money Advice Service: annual report and accounts

• Updated: 18 July 2019