We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
Did you mean loan rates?
Loan sharks are unregulated moneylenders - if you use or spot one you can report them anonymously
Find out how interest is calculated and applied if you have a Plan 2 student loan, as well as previous interest rates.
Find out how interest is calculated and applied if you have a Postgraduate Loan from England or Wales, as well as previous interest rates.
Find out the actual and average official rates of interest on beneficial loan arrangements.
Find out how interest is calculated and applied if you have a Plan 4 student loan, as well as previous interest rates.
Find out how interest is calculated and applied if you have a Plan 1 student loan, as well as previous interest rates.
The Department for Education today (19 August 2025) confirmed annual updates to interest rates for undergraduate and postgraduate Income Contingent Student Loans, repayment thresholds for Plan 1 and Plan 5 Income Contingent Student Loans, and the interest rates and deferment...
Find out how interest is calculated and applied if you have a Plan 5 student loan.
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. Please fill in this survey (opens in a new tab and requires JavaScript).