Financial technologies and credit markets in Africa

Examines how the complementarity between technology and legal reforms can reduce financial frictions and promote investments in low and middle-income countries.

From:
Foreign, Commonwealth & Development Office
Published
30 October 2025
Document Type:
Briefing
Theme:
Economic Growth
First published:
30 April 2025
Authors:
D'Andrea, A., Hitayezu, P., Kpodar, K., Limodio, N. and Presbitero, A. F.

Abstract

The authors investigates whether the introduction of 3G mobile internet in Rwanda affects borrowers’ access to formal banking, highlighting the role of collateral.

This is an part of the Structural Transformation and Economic Growth (STEG) programme.

Citation

D’Andrea A and others. ‘Financial technologies and credit markets in Africa’ STEG Project Policy Brief, 2025

Financial technologies and credit markets in Africa

Updates to this page

Published 30 October 2025
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