Make a bank transfer

You can pay your penalty using Faster Payments, CHAPS or Bacs.

The notice of penalty assessment that HM Revenue and Customs (HMRC) sent you will say which of their bank accounts you need to pay into.

If you do not have a notice of penalty assessment, or you’re not sure, you can pay into either account.

Account details to use

Pay into one of the following accounts:

  • sort code - 08 32 10
  • account number - 12001039
  • account name - HMRC Cumbernauld

  • sort code - 08 32 10
  • account number - 12001020
  • account name - HMRC Shipley

If your account is overseas

Pay into one of the following accounts:

  • Bank Identifier Code (BIC) - BARCGB22
  • account number (IBAN) - GB62BARC20114770297690
  • account name - HMRC Cumbernauld


  • Bank Identifier Code (BIC) - BARCGB22
  • account number (IBAN) - GB03BARC20114783977692
  • account name - HMRC Shipley

Some banks will charge you if you do not pay in pounds sterling.

The address of HMRC’s bank is:

Barclays Bank PLC
1 Churchill Place
London
United Kingdom
E14 5HP

What you’ll need

You’ll need to use your 11-character payment reference when you pay. This is your 10-digit Unique Taxpayer Reference (UTR) followed by the letter ‘K’.

You can find it either:

Your payment may be delayed if you use the wrong reference number.

How long it takes

Payments by Faster Payments (online or telephone banking) usually reach HMRC on the same or next day, including weekends and bank holidays.

CHAPS payments usually reach HMRC the same working day if you pay within your bank’s processing times.

Bacs payments usually take 3 working days.

Payments from overseas may take longer - check with your bank.