Money and property when you divorce or separate

Get help agreeing

A mediator can help you and your ex-partner agree on how to split money and property, without taking sides.

Mediation is not relationship counselling. It can help you agree on how you’ll divide your assets, including:

  • pensions
  • property
  • savings
  • investments

Mediation can be quicker and cheaper than asking a court to decide for you.

You need to attend a mediation information assessment meeting (MIAM) before you start mediation.

Find a local mediator.

The mediator can decide mediation is not right for you (for example, if there’s been domestic abuse and you need to go to court instead).

How much it costs

A MIAM is usually about £30. If you need more mediation sessions they cost more and fees vary depending on where you live.

Check if you can get legal aid for mediation.

Making your agreement legally binding

At the end of mediation you’ll get a document showing what you agreed. This agreement is not legally binding.

If you want a legally binding agreement you need to draft a consent order and get a court to approve it. The consent order can be based on what you agreed in mediation.

If you need more help agreeing

You can:

If you do not agree on everything

You can ask a court to decide on anything you have not agreed on.

  1. Step 1 Get support and advice

    You can get support or counselling to help you through the divorce process.

    1. Get support and advice from Relate
    2. Find a counsellor on Counselling Directory
  2. Step 2 Check if you can get divorced

  3. Step 3 Make arrangements for children, money and property

  4. Step 4 Apply for a divorce

  5. Step 5 Apply for 'decree nisi'

    You need to apply for a 'decree nisi' and give the court more information about why your marriage has broken down.

    1. Apply for a decree nisi
  6. Step 6 Finalise your divorce

    You need to apply for a 'decree absolute' to finalise your divorce. You'll have to wait 6 weeks and 1 day from the date of your decree nisi.

    1. Apply for a decree absolute

    Once the court approves your decree absolute, they'll send you both a copy of it and your divorce will be complete.

  7. Step 7 Report that your circumstances have changed

    You also have to tell other government organisations that you're getting divorced if: