Research and analysis
Scotland analysis: financial services data
Updated 20 May 2013
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| DATA USED IN "SCOTLAND ANALYSIS - FINANCIAL SERVICES" | |||||
|---|---|---|---|---|---|
| Not set | Not set | Not set | Not set | Not set | Not set |
| GDP FIGURES | Not set | Not set | Not set | Not set | Not set |
| Not set | GDP (£000s) | Not set | Not set | Not set | Not set |
| Scotland | 150,334,000 | Not set | Not set | Not set | Not set |
| UK | 1,515,828,000 | Not set | Not set | Not set | Not set |
| UK excluding Scotland | 1,365,494,000 | Not set | Not set | Not set | Not set |
| Sources:Scotland - 2011 GDP with geographical share of NS oil and gas (Scottish Government figures); UK - 2011 GDP at current market prices (ONS) | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| CAPITAL, RISK WEIGHTED ASSETS (RWAs) AND ASSETS | Not set | Not set | Not set | Not set | Not set |
| Not set | Total Capital (£000s) | RWAs (£000s) | Assets (£000s) | Assets (proportion of GDP) | Not set |
| Banks (whole UK) | 245,121,640 | 1,563,939,950 | 7,135,626,539 | 471% | Not set |
| Building societies (whole UK) | 15,500,393 | 87,745,188 | 318,452,941 | 21% | Not set |
| Banks and building societies (whole UK) | 260,622,033 | 1,651,685,138 | 7,454,079,480 | 492% | Not set |
| Banks (UK excluding Scotland) | 182,790,206 | 1,160,116,787 | 5,250,465,283 | 385% | Not set |
| Building societies (UK excluding Scotland) | 15,471,613 | 87,587,400 | 318,040,170 | 23% | Not set |
| Banks and building societies (UK excluding Scotland) | 198,261,819 | 1,247,704,187 | 5,568,505,453 | 408% | Not set |
| Banks (Scotland) | 62,331,434 | 403,823,163 | 1,885,161,256 | 1254% | Not set |
| Building societies (Scotland) | 28,780 | 157,788 | 412,771 | 0% | Not set |
| Bank and building societies (Scotland) | 62,360,214 | 403,980,951 | 1,885,574,027 | 1254% | Not set |
| Source: Treasury analysis of Financial Services Authority (FSA) regulatory data, December 2012 | Not set | Not set | Not set | Not set | Not set |
| "Assets (proportion of GDP)" refers to the size of the assets as a proportion of the relevant GDP figure. For example, Banks (whole UK) is given as a proportion of whole UK GDP; Banks (UK excluding Scotland) as a proportion of the GDP of the UK excluding Scotland, etc. | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| FINANCIAL SERVICES COMPENSATION SCHEME (FSCS) | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Reported levy base (£000s, 31 Dec 2011) | Not set | Not set | Not set |
| FSCS Class | Tariff measure of class | Total all firms in class | Total of all 'Scotland' firms | Total of all 'UK excluding Scotland' firms | Not set |
| Deposit taking | Protected Deposits | 878,708,756 | 173,748,538 | 704,960,218 | Not set |
| General Insurance Provision | Relevant Net Premium Income | 40,763,697 | 1,416,609 | 39,347,088 | Not set |
| Life & Pensions Provision | Relevant Net Premium Income | 72,263,448 | 18,069,317 | 54,194,131 | Not set |
| Fund Management | Annual Eligible Income | 4,734,015 | 347,560 | 4,386,455 | Not set |
| Home Finance Provision | FSA periodic fees | 9,434 | 2,907 | 6,527 | Not set |
| General Insurance Intermediation | Annual Eligible Income | 8,759,405 | 382,687 | 8,376,718 | Not set |
| Life & Pensions Intermediation | Annual Eligible Income | 2,876,645 | 254,284 | 2,622,361 | Not set |
| Investment Intermediation | Annual Eligible Income | 3,801,064 | 234,777 | 3,566,287 | Not set |
| Home Finance Intermediation | Annual Eligible Income | 3,081,362 | 181,219 | 2,900,142 | Not set |
| Source: Treasury analysis of Financial Services Authority levy data, December 2012 | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| MORTGAGE FIGURES | Not set | Not set | Not set | Not set | Not set |
| Overall figures | Not set | Not set | Not set | Not set | Not set |
| Borrower Type | Scottish Firm and Scottish Property | Scottish Firm and Not Scottish Property | Not Scottish Firm and Scottish Property | Not Scottish Firm and Not Scottish Property | Total |
| Business | 8 | 1,236 | 2 | 621 | 1867 |
| Right To Buy | 463 | 1,013 | 108 | 1,063 | 2647 |
| First Time Buyer | 9,139 | 58,483 | 6,755 | 122,903 | 197280 |
| Home Movers (2nd Or Subsequent Buyers) | 12,829 | 65,454 | 13,576 | 223,583 | 315442 |
| Not Known | 28 | 13 | 23 | 1,085 | 1149 |
| Other | 1,764 | 3,610 | 1,283 | 23,395 | 30052 |
| Remortgagors | 14,734 | 74,836 | 18,701 | 246,185 | 354456 |
| Total | 38965 | 204645 | 40448 | 618835 | 902893 |
| Source: Treasury analysis of FSA Product Sales Data for the financial year 2011-12 | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| RETAIL INVESTMENTS | Not set | Not set | Not set | Not set | Not set |
| Overall Figures | Not set | Not set | Not set | Not set | Not set |
| Product Type | Scottish Firm and Scottish Postcode | Scottish Firm and Not Scottish Postcode | Not Scottish Firm and Scottish Postcode | Not Scottish Firm and Not Scottish Postcode | Total |
| Stakeholder pension | 1341 | 35331 | 4751 | 115292 | 156715 |
| Section 32 buy out pension transfer | 638 | 4990 | 14 | 424 | 6066 |
| Guaranteed income / growth / investment bond | 0 | 58769 | 15 | 1016 | 59800 |
| With profit endowment | 638 | 5045 | 4317 | 29721 | 39721 |
| Structured capital at risk product | 0 | 0 | 1646 | 23425 | 25071 |
| Mortgage endowment | 0 | 0 | 0 | 26 | 26 |
| Group personal pension | 10027 | 141255 | 14756 | 240572 | 406610 |
| Other. Use this when product is not one of the above | 3763 | 50259 | 1359 | 38084 | 93465 |
| Unit Trust / OEIC | 2957 | 59093 | 5209 | 143135 | 210394 |
| Distribution bond | 0 | 52 | 650 | 5922 | 6624 |
| Trustee investment bond | 28 | 1145 | 8 | 1659 | 2840 |
| Free-standing additional voluntary contribution (FSAVC) | 0 | 0 | 0 | 78 | 78 |
| Executive pension | 42 | 338 | 7 | 352 | 739 |
| Personal pension | 1311 | 20516 | 5711 | 111173 | 138711 |
| Endowment savings plan | 1022 | 7307 | 628 | 14047 | 23004 |
| Life annuity | 2 | 60 | 14 | 2247 | 2323 |
| Small self administered schemes (SSAS) | 0 | 25 | 0 | 36 | 61 |
| Income drawdown | 619 | 11482 | 1591 | 33094 | 46786 |
| Group section 32 buy out pension transfer | 146 | 5890 | 57 | 17884 | 23977 |
| Self Invested Personal Pension | 1957 | 85436 | 1680 | 111607 | 200680 |
| Group money purchase | 42 | 37492 | 2964 | 94369 | 134867 |
| Long term care insurance | 0 | 0 | 27 | 1223 | 1250 |
| Unit linked bond | 114 | 2336 | 2725 | 77600 | 82775 |
| With profit bond | 217 | 1881 | 2862 | 26011 | 30971 |
| ISA | 14045 | 119103 | 6868 | 290928 | 430944 |
| Investment Trust | 389 | 1839 | 225 | 3665 | 6118 |
| Additional voluntary contribution (AVC) group money purchase | 4 | 278 | 50 | 8884 | 9216 |
| Pension annuity | 1699 | 58793 | 10641 | 257433 | 328566 |
| Individual pension transfer | 1215 | 17959 | 1829 | 58857 | 79860 |
| Pension opt out | 32 | 372 | 80 | 1018 | 1502 |
| Total | 42248 | 727046 | 70684 | 1709782 | 2549760 |
| Source: Treasury analysis of FSA Product Sales Data for the financial year 2011-12 | Not set | Not set | Not set | Not set | Not set |
| Not set | Not set | Not set | Not set | Not set | Not set |
| RETAIL INVESTMENT (EXCLUDING MISSING POSTCODE) | Not set | Not set | Not set | Not set | Not set |
| Overall Figures | Not set | Not set | Not set | Not set | Not set |
| Product Type | Scottish Firm and Scottish Postcode | Scottish Firm and Not Scottish Postcode | Not Scottish Firm and Scottish Postcode | Not Scottish Firm and Not Scottish Postcode | Total |
| Stakeholder pension | 1,341 | 15,411 | 4,751 | 59,618 | 81,121 |
| Section 32 buy out pension transfer | 638 | 4,009 | 14 | 207 | 4,868 |
| Guaranteed income / growth / investment bond | 0 | 0 | 15 | 44 | 59 |
| With profit endowment | 638 | 5,045 | 4,317 | 24,502 | 34,502 |
| Structured capital at risk product | 0 | 0 | 1,646 | 14,074 | 15,720 |
| Mortgage endowment | 0 | 0 | 0 | 23 | 23 |
| Group personal pension | 10,027 | 99,738 | 14,756 | 170,442 | 294,963 |
| Other. Use this when product is not one of the above | 3,763 | 50,140 | 1,359 | 25,087 | 80,349 |
| Unit Trust / OEIC | 2,957 | 21,649 | 5,209 | 77,485 | 107,300 |
| Distribution bond | 0 | 0 | 650 | 4,233 | 4,883 |
| Trustee investment bond | 28 | 38 | 8 | 124 | 198 |
| Free-standing additional voluntary contribution (FSAVC) | 0 | 0 | 0 | 78 | 78 |
| Executive pension | 42 | 45 | 7 | 248 | 342 |
| Personal pension | 1,311 | 14,784 | 5,711 | 82,509 | 104,315 |
| Endowment savings plan | 1,022 | 7,269 | 628 | 10,972 | 19,891 |
| Life annuity | 2 | 13 | 14 | 469 | 498 |
| Small self administered schemes (SSAS) | 0 | 0 | 0 | 7 | 7 |
| Income drawdown | 619 | 5,037 | 1,591 | 18,543 | 25,790 |
| Group section 32 buy out pension transfer | 146 | 5,269 | 57 | 2,714 | 8,186 |
| Self Invested Personal Pension | 1,957 | 14,780 | 1,680 | 32,921 | 51,338 |
| Group money purchase | 42 | 292 | 2,964 | 44,952 | 48,250 |
| Long term care insurance | 0 | 0 | 27 | 1,220 | 1,247 |
| Unit linked bond | 114 | 703 | 2,725 | 23,069 | 26,611 |
| With profit bond | 217 | 1,863 | 2,862 | 11,244 | 16,186 |
| ISA | 14,045 | 110,583 | 6,868 | 98,121 | 229,617 |
| Investment Trust | 389 | 1,796 | 225 | 3,584 | 5,994 |
| Additional voluntary contribution (AVC) group money purchase | 4 | 96 | 50 | 1,279 | 1,429 |
| Pension annuity | 1,699 | 17,285 | 10,641 | 122,997 | 152,622 |
| Individual pension transfer | 1,215 | 9,672 | 1,829 | 29,375 | 42,091 |
| Pension opt out | 32 | 196 | 80 | 951 | 1,259 |
| Total | 42,248 | 385,713 | 70,684 | 861,092 | 1,359,737 |
| Source: Treasury analysis of FSA Product Sales Data for the financial year 2011-12 | Not set | Not set | Not set | Not set | Not set |