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HMRC internal manual

Debt Management and Banking Manual

HM Revenue & Customs
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Enforcement action: county court proceedings: charging orders: enforcement once a charging order has been made

A charging order is normally security for a debt, not satisfaction of it. This means that other methods of enforcing the judgment are still allowed and can be taken simultaneously.

Where you have obtained a final charging order and:

  • you consider that another method, or methods, of enforcement will be productive
  • the conditions for enforcing a charging order by sale do not apply

leave the final charging order in place and proceed with the alternative course of enforcement action.

If you consider a judgment summons is appropriate, seek advice from the EIS Bradford CCP Technical Team (Debt Management Bradford).

Enforcing a charging order by sale

If you feel that a final charging order should be enforced by sale; for example, where the charge is on either:

  • a financial product
  • property that is not the judgment debtor’s primary residence
  • an investment or holiday property

send the papers with a brief summary to the EIS Bradford CCP Technical Team (Debt Management Bradford).