The Payment Systems Regulator Annual Report and Accounts 2025 to 2026
This report summarises the Payment Systems Regulator Limited's (PSR) activities over the year 2025 to 2026. The PSR is required to publish this report under Paragraph 7 of Schedule 4 of the Financial Services (Banking Reform) Act 2013.
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The Financial Services (Banking Reform) Act 2013 created the Payment Systems Regulator Limited (PSR), with three statutory objectives: to promote competition, to promote innovation, and to ensure that payment systems are operated and developed in a way that considers and promotes the interests of all the businesses and consumers that use them.