Guidance

State Pension top up: guidance for pension advisers

Guidance for organisations and businesses who give advice to people about pensions on how they can top up their State Pension.

Documents

State Pension top up: guidance for pension advisers

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Welsh: Ffeithlen ychwanegiad at Bensiwn y Wladwriaethp Cyflwyniad

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If you use assistive technology (eg a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gsi.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Detail

Available until 5 April 2017, the State Pension top up scheme can provide additional guaranteed pension income for life.

Anyone eligible to receive a State Pension before 6 April 2016 can obtain a State Pension top up to increase their pension income by between £1 and £25 per week.

It offers:

  • a boost in retirement income up to £1,300 per year for life
  • pension payments protected against inflation
  • inheritance, in most cases, for a surviving spouse or civil partner of between 50% and 100% of top up income

How it works

Applications must be made by 5 April 2017. The amount of the contribution payable depends on the age of the applicant and the amount of extra income they want.

Use the State Pension top up calculator to find out what contribution will be required.

Apply or find out more at www.gov.uk/statepensiontopup

Individuals can also find more information about the scheme in the State Pension top up booklet.