Research and analysis

RPC opinion: Changes to Debt Relief Order Criteria PIR

Regulatory Policy Committee opinion of the quality of the evidence and analysis in the PIR from the Department for Business and Trade

• From: Regulatory Policy Committee
• Published: 30 June 2026

Documents

RPC Opinion: Debt relief PIR

PDF, 159 KB, 8 pages

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RPC opinion: debt relief order PIR

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Details

The PIR explains that DROs are intended to be more appropriate than bankruptcy for individuals with straightforward financial affairs, few assets and limited ability to repay creditors. The policy seeks to enable individuals in financial distress to access debt relief and make a “fresh start”.

The Regulatory Policy Committee (RPC) gave a ‘green’ rating to the PIR for the policy proposal on 3 June 2026. This means that we considered it to be ‘fit for purpose’ based on our scrutiny of the evidence and analysis supporting the case for why the regulation is amended.

The RPC’s opinion refers to the evidence and analysis presented in the assessment, not the policy itself.

Published 30 June 2026