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By Antoine Bozio, Rowena Crawford, Carl Emmerson and Gemma Tetlow
This working paper presents findings from analysis undertaken by the Institute for Fiscal Studies on behalf of the Department for Work and Pensions (DWP). The research combined information from the English Longitudinal Study of Ageing (ELSA) on individuals’ circumstances at or near retirement, matched with information on their lifetime earnings from administrative records, to examine how retirement incomes relate to lifetime earnings.