More information on the problem is given at Annex A. The main schemes affected are the armed forces, civil service, judicial, NHS and teachers schemes, where around 5% of pensions may be affected. These schemes are administered by central government departments. Indications are that schemes administered by local authorities (such as the firefighters, local government and police schemes) are not affected to the same degree. However, we know that at least some police pensioners are affected and all police authorities must take action as set out in paragraph 5, if they have not already done so, to assess whether they have any cases of overpayment.