Policy paper

Motor insurance common framework

Explains how the UK government and devolved governments propose to work together on motor insurance.

• From: Department for Transport
• Published: 26 February 2026

Documents

Motor insurance common framework

PDF, 389 KB, 23 pages

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Details

The provisional common framework for motor insurance sets out proposed ways of working for: 

• green cards 
• third-party motor insurance coverage 
• ‘visiting victims’ provisions 

It is intended to guide the actions of policy officials as they develop related policies. 

The framework has been jointly developed by the UK government and the Northern Ireland Executive and cleared by portfolio ministers in both administrations. It supersedes the previous provisional framework document.

Published 26 February 2026