Research and analysis

Low-cost home ownership schemes

Research looking at government low-cost home ownership schemes and their effect on social mobility.


Low cost home ownership schemes

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The research finds:

  • many low-cost home ownership schemes are more likely to benefit better-off buyers

  • many schemes are of out of reach to most families on average earnings

  • the average income of people benefiting from schemes such as Help to Buy was £41,323, similar to other first time buyers whose average income was £47,528

  • the report recommends new action to help more low-income buyers get on to the housing ladder

Published 3 July 2017