Research and analysis

Lived Experiences of Adequacy in Retirement 2026

Research exploring how retirees aged 65 to 75 experience financial adequacy in retirement, highlighting what supports or challenges a secure later life.

• From: Department for Work and Pensions
• Published: 13 July 2026

Documents

Lived Experiences of Adequacy in Retirement 2026

Ref: ISBN 978-1-80786-021-9, RP 0908

PDF, 1.41 MB, 78 pages

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Lived Experiences of Adequacy in Retirement 2026: Technical report

Ref: ISBN 978-1-80786-021-9, RP 0908

PDF, 1.71 MB, 79 pages

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Details

This report explores retirees’ lived experiences of financial adequacy in later life, examining how people aged 65 to 75 define and experience having enough income in retirement. Through qualitative research, it highlights the practical, social and emotional factors that influence financial wellbeing and security in later life.

The research complements existing evidence on pension adequacy and pensioner poverty by providing a deeper understanding of how retirees manage their finances, respond to changing circumstances and maintain their desired standard of living.

Published 13 July 2026