Transparency data

Insolvency practitioner sanctions: Carl McMullen 2 April 2026

On 2 April 2026 a Disciplinary Consent Order was made against Carl McMullen of Manchester

• From: The Insolvency Service
• Published: 29 July 2026

Applies to England, Scotland and Wales

Documents

Disciplinary Consent Order Carl McMullen

ODT, 34.6 KB

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Details

This Order is made in relation to a complaint that Mr McMullen, whilst working as a Licensed IP for two firms, breached the Fundamental Principle of Professional Behaviour of the Insolvency Code of Ethics when he, on more than one occasion:

1. Carried on and/or allowed both firms to carry out the regulated activity of debt counselling

   a. Outside the exclusion from Financial Conduct Authority (FCA) authorisation afforded to him under Article 72H of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, when there was no reasonable contemplation of his own appointment, and b. Without the necessary authorisation from the FCA.

2. Failed to take any action and/or any appropriate action to assess and/or reduce to an acceptable level, threats created by both firms accepting referral fees or commissions from third party debt solution providers.

Accordingly, Mr McMullen was found liable to disciplinary action under the IPA’s Articles of Association.

Published 29 July 2026