Research and analysis

Incentivising pension saving (WP109)

This Working Paper looks at 'behavioural' savings incentives.

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Working Paper No. 109

By Rob Hardcastle

This Working Paper looks at ‘behavioural’ savings incentives:

  • how these compare with ‘traditional’ economic incentives
  • available evidence, from the US and elsewhere, on the factors that might impinge on their successful implementation.

This analysis suggests that success is by no means a foregone conclusion, and that careful planning and understanding of the characteristics, attitudes and behaviour of those the policies are trying to influence are essential.