Policy paper

Financial Inclusion Strategy

The Financial Inclusion Strategy sets out the government’s approach to improving financial inclusion for underserved groups across the UK.

• From: HM Treasury
• Published: 5 November 2025

Documents

Financial Inclusion Strategy

Ref: ISBN 978-1-5286-5990-1, CP 1424

PDF, 444 KB, 52 pages

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Financial Inclusion Strategy

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Financial inclusion means everyone can access the financial products and services they need. This helps people participate in the economy, manage their money well, and plan for the future.

The Financial Inclusion Strategy sets out the government’s plan to improve the financial inclusion and wellbeing of households across the UK.

Developed with input from civil society, devolved governments, and industry, the strategy aims to remove barriers to financial participation and build financial resilience. It focuses on six main areas: digital inclusion and access to banking; savings; insurance; access to credit; tackling problem debt; and financial education. The three themes of mental health, accessibility, and economic abuse have also been considered throughout to ensure that the specific barriers faced by people affected by these issues are reflected.

Published 5 November 2025