Guidance

Deferring your State Pension if you reached State Pension age before 6 April 2016

How you could get more money if you delay claiming or stop your State Pension until a time that suits you.

Documents

State Pension deferral: if you reached State Pension age before 6 April 2016: extra information

This file may not be suitable for users of assistive technology. Request an accessible format.

If you use assistive technology (eg a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gsi.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

State Pension deferral: if you reached State Pension age before 6 April 2016 – and you die: extra information

This file may not be suitable for users of assistive technology. Request an accessible format.

If you use assistive technology (eg a screen reader) and need a version of this document in a more accessible format, please email accessible.formats@dwp.gsi.gov.uk. Please tell us what format you need. It will help us if you say what assistive technology you use.

Detail

This guidance is for people who reached State Pension age before 6 April 2016. It explains:

  • what State Pension deferral is
  • what your choices are
  • how much more money you could get
  • what happens if you die while deferring your State Pension

You can also read our online guide to deferring your State Pension.

If you reached State Pension age on or after 6 April 2016, go to www.gov.uk/new-state-pension