Money Adviser guidance: Breathing Space access button added
Money adviser guidance: IT address for technical issues added
Added clarification on Universal Credit and DWP email addresses to 3.4 and 3.5 in creditor guidance and 7.10 and 7.11 in money adviser guidance.
Creditor guidance: Extra advice on 2.1 applying for a breathing space, 3.4 stopping enforcement action and 3.12 receiving payments during a breathing space. Money adviser's guidance: Extra advice on 4.3 What you need to do before starting a mental health crisis breathing space, 4.10 Qualifying debt, 4.12 Request not to disclose address, 7.3 Your client’s additional responsibilities during a standard breathing space and 7.8 Additional debts or creditors identified after the breathing space starts