Research and analysis

Adoption of cyber insurance by UK small and medium sized enterprises

This research report explores how small and medium sized enterprises use cyber security insurance and what they think about it.

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This study explores small and medium sized enterprises’ (SMEs) perceptions of cyber insurance, their adoption decisions, its role in risk management, and market gaps requiring potential government intervention. Using a mixed-methods research approach combining literature review, interviews, and a survey, it offers a thorough analysis of key challenges and opportunities.

This research is part of the government’s wider work to drive industry adoption of cyber security measures and improve cyber resilience across the UK economy.

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Published 11 August 2025

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