The need for social care will increasingly be an issue for both individuals and wider society. More people are living to be “very old”, the risk of devastating illness at younger ages seems to be increasing, and increasing numbers of adults live alone. Taken together, these trends mean that the need for some form of paid care for help with daily living will become a reality for increasing numbers of the population.
We suggest that considering each generational group separately, and developing solutions for the group, will help a robust, practical and workable set of solutions to be developed for the longer term. We refer to this as a cohort approach to social care funding. This paper, which is based on the position in England, briefly explores the issues and how such a cohort approach might be developed.