Getting scammed could be the last thing you think about when falling for someone, but when talking to someone online, there is a real risk of becoming a victim of romance fraud.
Dating or romance fraud is when you think you’ve met your perfect partner online or while abroad, but they aren’t who they say they are. Once they’ve gained your trust, they ask for money for a variety of emotive reasons.
Have you ever received a letter like this?
How to avoid being a victim
- look for the clues that their request may not be genuine - signs such as in the letter above
- be vigilant. Fraudsters are adept at changing their approach
- speak to a family member or friend for advice if you are in any doubt
- conduct your online chats within the dating website’s monitored area. Resist pressure to move quickly from a chatroom to personal email
- be particularly suspicious if you are asked for money
keep a record of correspondence Don’t
- send any money, no matter how persuasive the story is
- believe anyone who offers to recover money you are already sent
- keep things to yourself, even if you are asked to
- give out personal or financial details. Fraudsters may use these to steal your identity and use it to commit other kinds of fraud
- let your own bank account be used by someone else to deposit or transfer money. They could use your account for money laundering
- trust what appears to be a UK address or phone number. They can be diverted to anywhere in the world
- share compromising photographs. They could be used to force you to continue sending money.