Consultation outcome

Flood insurance: regulations for the Flood Reinsurance Scheme

This was published under the 2010 to 2015 Conservative and Liberal Democrat coalition government

This consultation has concluded

Download the full outcome

Detail of outcome

This response document summarises the comments received during the public consultation on the draft regulations to implement the Flood Re Scheme and Government’s response to these. It sets out the changes we are making to the draft regulations and explains the next steps for the establishment of Flood Re. It is issued by Defra on behalf of the UK Government.

Detail of feedback received

We received 80 responses to the consultation from a range of people with an interest in flood insurance including groups and individuals at risk of flooding, local authorities, the insurance industry and representatives of the property and mortgage sector.

Original consultation


We are seeking views on the regulations for the Flood Reinsurance Scheme, known as Flood Re.

This consultation was held on another website.

This consultation ran from

Consultation description

We want to know what you think about regulations we are making to allow the insurance industry to implement the flood reinsurance scheme, known as Flood Re.

Flood Re will help make flood insurance affordable for households at flood risk in the UK.

Part 4 of Water Act 2014 sets the broad scope of these regulations and how Flood Re will operate.

We particularly want to hear from groups and individuals at risk of flooding, and from the insurance industry and property and mortgage sector.

Published 22 July 2014
Last updated 18 December 2014 + show all updates
  1. Government response added.
  2. Added update, as due to complex nature of regulations, summary of responses will not be published within expected time.
  3. First published.