Consultation outcome

Breathing space scheme: consultation on a policy proposal

This consultation has concluded

Download the full outcome

Detail of outcome

This document confirms the government’s policy design for the breathing space scheme, following consultation on a policy proposal. It sets out details such as who is eligible and how they enter the scheme as well as what support and protection it offers them. The details cover both elements:

  • the breathing space period for those in problem debt who are engaging with debt advice or for people receiving mental health crisis treatment

  • the Statutory Debt Repayment Plan which is a new debt solution for people who can repay their debts in full but over a longer time period

Original consultation

Summary

Seeking views on a detailed policy proposal for a breathing space and statutory debt repayment plan.

This consultation ran from
to

Consultation description

This consultation sets out a detailed policy proposal for a breathing space and statutory debt repayment plan (‘the plan’). It covers three, broad topics:

  • eligibility criteria for entering breathing space and the plan
  • protections of breathing space and the plan
  • details of how the two policies would be administered, including funding of the scheme

Documents

Published 29 October 2018
Last updated 19 June 2019 + show all updates
  1. Inclusion of the final outcome

  2. First published.