Open consultation

Bank Referral Scheme: Consultation and call for evidence

From:
HM Treasury
Published
27 October 2025

Summary

This consultation and call for evidence sets out proposals and issues for examination relating to the Bank Referral Scheme.

This consultation closes at

Consultation description

The purpose of this consultation and call for evidence is to invite views on a range of issues and proposals aimed at enhancing the UK’s Bank Referral Scheme (BRS).  Following the second Post-Implementation Review of the Scheme, the government committed to consult on the BRS at Autumn Budget 2024, to assess whether enhancements could be made to the Scheme in order to improve its performance. Depending on stakeholder feedback from this consultation, the Government may explore whether the existing legislation needs to be amended or whether the policy objectives can be achieved by alternative means such as through relevant guidance.

Documents

Bank Referral Scheme: Consultation and call for evidence

HTML

Bank Referral Scheme: Consultation and call for evidence

PDF, 367 KB, 40 pages

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Ways to respond

Email to:

SMELending@hmtreasury.gov.uk

Write to:

SME Lending – BRS Consultation Team
Banking & Credit Team
1/Red
HM Treasury
1 Horse Guards Road
London
SW1A 2HQ

Updates to this page

Published 27 October 2025

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