This paper, available at http://www.theinclusivecity.org, has been prepared as a discussion document for the ITDG Regulatory Guidelines for Urban Upgrading Research Project.
The paper draws extensively on findings emerging from a parallel research project co-ordinated by Homeless International - \"Bridging the Finance Gap in Housing and Infrastructure\" (R7394) and has been developed in close collaboration with SPARC.
The paper considers the existing sustainable livelihoods theoretical framework and poses a number of initial questions about the asset base of the poor:
For what purposes should it be used?
· Who decides when and how it should be used?
· Through what institutional relationships will understanding be developed and knowledge created? Who will own the knowledge created and have the discretion to determine how to use it?
· Through what institutional relationships can the asset base of the poor be most effectively valued, applied and leveraged?
The impacts of regulations and procedures on the livelihoods and asset base of the urban poor - a financial perspective.