Smallholders’ access to and demand for credit and influencing factors

Policy and research implications for Ethiopia

Abstract

Lack of access to appropriate credit services has been recognized as one of the major obstacles in transforming the subsistence-oriented smallholder agriculture sector. Focusing on individual farm households and small medium enterprises (SMEs), various studies attempted to examine farmers’ and small firms’ loan demand and access and influencing factors. Research on the level of access and demand for credit and its determinants among farmers’ co-operatives in the African context is scanty. This article aims to address this information gap particularly in relation to the Ethiopian smallholder farmer cooperatives context.

Citation

Negussie, E.G. and Ndinda, C. (2017) Smallholders’ access to and demand for credit and influencing factors: policy and research implications for Ethiopia. Journal of Business & Economic Policy 4(3), 48–60.

Smallholders’ access to and demand for credit and influencing factors: policy and research implications for Ethiopia

Published 1 September 2017