This randomized controlled trial with a large Afghan firm reveals that paying salaries using mobile money instead of physical cash produced significant cost savings for the employer, boosted demand for the services of the mobile network operator, and increased employees’ propensity to save part of their incomes.
Blumenstock, J.; Callen, M.; Ghani, T. PEDL Research Note. Using Mobile Salary Payments to Improve Afghan Firm Performance. Centre for Economic Policy Research (CEPR), (2013) 3 pp.
PEDL Research Note. Using Mobile Salary Payments to Improve Afghan Firm Performance