Microfinance lenders make limited credit offers because of operational challenges of extensive screening and selection process. The authors study if optimizing a referral protocol can be used to recruit good entrepreneurs and thus increase access to credit.
This research was funded under the Private Enterprise Development in Low Income Countries (PEDL) Programme
Chandrasekhar, A.; Breza, E.; Munoz, F. Optimizing Network Referrals to Identify and Recruit Creditworthy Entrepreneurs. PEDL Research Note (2017) 4p