Improving Financial Access for Entrepreneurs in Developing Countries: Evidence from a Series of Experiments with Commercial Bank Loan Officers (IGC Policy Brief)

Abstract

This research aims to understand the role of incentive schemes in risk-taking and performance among commercial bank loan officers. Incentives play a particularly important role in emerging markets where, due to high information costs and the limited enforceability of debt contracts, risk management relies crucially on the expertise of a bank’s front-line employees.

Citation

Cole, S.; Kanz, M.; Klapper, L. Improving Financial Access for Entrepreneurs in Developing Countries: Evidence from a Series of Experiments with Commercial Bank Loan Officers (IGC Policy Brief). International Growth Centre (IGC), London, UK (2011) 3 pp.

Improving Financial Access for Entrepreneurs in Developing Countries: Evidence from a Series of Experiments with Commercial Bank Loan Officers (IGC Policy Brief)

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