Bridging the Finance Gap in Housing and Infrastructure. India: Youth Charitable Organisation - a case study.
YCO is secular, non-political and non-profit making in its structure, and focuses its programmes on self reliance, self help and community development. Initially YCO operated in four target villages and now extends to over 120 villages and 10,000 families. Programmes are in wasteland management, health, sanitation, sustainable housing, credit management and income generation for the poorest.
This report, available from www.homeless-international.org/bfg, considers two specific activities undertaken by YCO which are relevant under urban infrastructure. The first is that of housing finance and in particular the loan guarantee scheme supported through Homeless International and the second, an irrigation rehabilitation project, which had an impact on the semi urban town of Yellamanchilli (the home base of YCO), as well as other more rural villages. The principle of rehabilitation of infrastructure is the key issue and the lessons learnt in having an NGO participate in construction of public services can be applied equally to high density urban environments.