Business Debtline

Free, independent debt advice for small businesses, offering expert support, budgeting tools, debt management guidance, webinars, factsheets and online resources to help businesses overcome financial difficulties.

• From: Department for Business, Innovation, Science and Trade
• Published: 27 October 2026

• Type of support: Expertise and advice
• Business stage: Not yet trading, Start-ups (1-2 years trading) and Established
• Industry: Agriculture and food, Business and finance, Construction, Education and Health
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  Hospitality and catering, IT, digital and creative, Life Sciences, Manufacturing, Mining, Real estate and property, Science and technology, Service industries, Transport and distribution, Travel and leisure, Utilities providers, and Wholesale and retail
• Number of employees: 0 to 9 employees, 10 to 249 employees, 250 to 500 employees and More than 500 employees
• Region: East Midlands, Eastern, London, North East and North West
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  South East, South West, West Midlands, and Yorkshire and the Humber

Who’s it for

The Business Debtline service is available to self-employed individuals and small business owners in England and Wales who need help managing business debts and financial difficulties.

What you can get

Free, independent and confidential debt advice from specialist advisers. Businesses can access support by phone or webchat, alongside a range of practical online resources including budgeting tools, debt prioritisation guidance, factsheets, FAQs, sample letters and information to help manage financial challenges and negotiate with creditors.

Business Debtline Website