Check how much student finance you could get: Information based on your answers

Your result is an estimate. You’ll be told your exact amount, including any extra student funding, after your application is approved.

Usually, you only get student finance if you’re doing your first higher education qualification - check if you qualify.

Read the guidance on student finance and how to apply.

You may get a smaller amount of funding to start with while Student Finance England (SFE) reviews your application. They’ll send you a top-up payment later if you’re eligible for it – check your online account for updates.

Tuition Fee Loan

You could get a £9,250 Tuition Fee Loan each year to help pay your course tuition fees.

Maintenance Loan

You could get a £8,327 Maintenance Loan to help with your living costs.

How your Maintenance Loan is calculated:

£10,227 (the maximum Maintenance Loan available)
- £1,900 (the amount you might not be eligible for, based on your answers)
= £8,327 (the amount you could be eligible for, based on your answers)

You can find out more about how Maintenance Loans are calculated.

You may get less Maintenance Loan in your final year.

If you need more money to fund your living costs and you qualify, you can apply for extra help.

Extra student funding

You don’t qualify for extra grants and allowances.

Extra help

You could get a bursary or scholarship from your university or college.

You might be able to get help with the costs of travel for study or work placements as part of your course.

Use the Turn2us grant search to check whether you qualify for funding from a charitable trust.

Student loans have to be paid back - grants, bursaries and allowances don’t.

Your answers

Start again

When does your course start?
Between September 2024 and August 2025
Change When does your course start?
What loans are you eligible for?
Tuition Fee Loans and Maintenance Loans (full support)
Change What loans are you eligible for?
Will you be studying full time or part time?
Full time
Change Will you be studying full time or part time?
How much are your tuition fees per year?
£9,250
Change How much are your tuition fees per year?
Where will you live while studying?
Not living with parents and studying outside London
Change Where will you live while studying?
What's your annual household income?
£38,000
Change What's your annual household income?
Do any of the following apply? (You might get extra funding.)
  • None of these
Change Do any of the following apply? (You might get extra funding.)
Are you studying one of these courses?
None of these
Change Are you studying one of these courses?

This page is Part of Get undergraduate student finance: step by step

  1. Step 1 Check if you're eligible for student finance

    1. If you’re from England or outside the UK, check if you're eligible

    There’s a different process if:

  2. Step 2 Find out how much loan you could get

    You may be able to apply for:

    • a Tuition Fee Loan to help pay your course tuition fees
    • a Maintenance Loan to help with your living costs

    Find out how much you could get if you're a:

    How much Maintenance Loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your Maintenance Loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying

  3. and Check if you can get extra help

    You might be able to get extra money if you:

    You might also be able to get other financial help, for example from your university or the government.

    1. Find out about extra help

  4. Step 3 Prepare your application

    1. Check when you can apply
    2. Check what ID you'll need
    3. Check if you need to give proof of your household income

  5. Step 4 Apply or reapply

    You can apply online or by post depending on the type of student finance you’re eligible for.

    If you apply in the wrong way, it could delay your application.

    1. Find out how to apply

    It takes 4 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application

  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your Maintenance Loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account

    Tuition Fee Loans are paid directly to your university or college.

  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course

  9. Step 8 Check what to do when you stop studying

    When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.

    The log in details will be the same as for your student finance account. You should check your contact details are correct.

    1. Sign in to your student loan repayment account

    You must update your employment details if:

    • you leave the UK for more than 3 months
    • SLC asks you to update them
    1. Update your employment details

  10. Step 9 Repay your loan

    The repayment plan you're on will determine when you start repaying and how much you repay.

    1. Check which repayment plan you’re on
    2. Find out how much you'll repay
    3. Find out when you'll start repaying
    4. Find out how to repay