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Find out about cover policy and indicators for countries and territories that are covered by UK Export Finance.

• Updated: 4 February 2026

Free and impartial help with money and pensions.

• Updated: 21 December 2017

How to apply for bankruptcy. What to do if you’ve been made bankrupt: if you’re at risk of violence, how long it lasts, bankruptcy restrictions, what happens to your home and possessions when you're bankrupt.

• Overview

  Becoming bankrupt is one way to deal with debts you cannot pay. It means…

• Applying to become bankrupt

  There are other options for dealing with your debts that do not restrict…

• If someone's applying to make you bankrupt

  Someone you owe money to can apply to a court to make you bankrupt if you:…

• If you're at risk of violence

  When you’re made bankrupt, your name and address will be published in: the…

• After you've become bankrupt

  You’ll receive a copy of the bankruptcy order. Your name and address will…

• Restrictions

  When you’re bankrupt, you cannot: borrow more than £500 without telling…

• Your home

  The person dealing with your bankruptcy (the ‘trustee’) might sell your…

• Your possessions

  The person dealing with your bankruptcy (the ‘trustee’) will decide if the…

• Your money and income

  You must give the person dealing with your bankruptcy (the ‘trustee’)…

• If you're self employed

  Your business is very likely to be closed, unless the person dealing with…

• Cancel a bankruptcy

  You can apply to cancel (‘annul’) your bankruptcy if: the bankruptcy order…

• When bankruptcy ends

  After 12 months, you’re usually released (‘discharged’) automatically from…

You can take different tax-free lump sums from your pension pot depending on the type of protected allowances you hold.

• Updated: 6 April 2025

Visiting a prisoner: visiting times, keeping in touch by email, telephone or letter, banned items and sending money to a prisoner by debit card or online bank transfer

Apply for a High Potential Individual (HPI) visa if you've been awarded a qualification by an eligible university in the last 5 years - eligibility, fees, documents, switch, bring your partner and children

FCDO travel advice for Trinidad and Tobago. Includes safety and security, insurance, entry requirements and legal differences.

• Updated: 4 February 2026

FCDO travel advice for St Maarten. Includes safety and security, insurance, entry requirements and legal differences.

• Updated: 10 December 2025

Send money to a prisoner in England and Wales by debit card for free

Crime and fraud issues in international trade: theft of goods, money laundering, cyber crime, employee fraud, infringement of intellectual property.

• Updated: 5 January 2026