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Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

• Overview

  Rent to Buy helps tenants in England save for a deposit to buy a home by…

• Eligibility

  To be eligible for Rent to Buy, you must be: in full or part time…

• How the scheme works

  You apply to rent a property that is in the scheme. If you’re considered…

• How to apply

  If you live in England (excluding London), you can search for…

• Buying a home

  You can use the deposit you’ve saved to buy any home, including those…

People with a long-term disability looking to buy a suitable home on the open market may be able to do so using the HOLD shared ownership scheme.

• Updated: 3 December 2025

Statistics on both Help to Buy (Equity Loan Scheme) and Newbuy.

• Updated: 16 July 2014

How and when you'll pay Stamp Duty Reserve Tax (SDRT) or Stamp Duty when you buy shares electronically or using a stock transfer form

Tenants can use this form to ask the tribunal to reconsider the decision to refuse them the right to buy on the grounds that the property is suitable for an elderly person.

Help to Buy (equity loan) scheme and Help to Buy: NewBuy statistics

• Updated: 29 October 2014

Official statistics on the Help to Buy equity loan scheme and Help to Buy: NewBuy scheme.

• Updated: 2 October 2014

VAT and other taxes on shopping and services, including tax-free shopping, energy-saving equipment and mobility aids.

Your purchasing strategy must show you’ve considered commercial and technology aspects, and contractual limitations.

• Updated: 29 November 2023

Statistics showing cumulative sales since the launch of the Help to Buy (equity loan) scheme on 1 April 2013.

• Updated: 17 February 2022