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Statutory guidance

Scottish student loans: a guide to terms and conditions

A guide describing terms and conditions for students taking out a student loan in academic years 2026 to 2027 and 2025 to 2026.

Updates to this page

From:
Student Loans Company
Published:
17 March 2022
Last updated:
6 April 2026
Show all updates

  1. Updated for 2026 to 2027.

  2. Updated for 25/26.

  3. Removed 2022 to 2023 and add 2024 to 2025 guide to terms and conditions

  4. Updated Student Loans Company address from 100 Bothwell Street, Glasgow, G2 7JD to 10 Clyde Place, Glasgow, G5 8DF

  5. The 2023/24 guide has been updated with new repayment threshold information.

  6. Repayment thresholds have been updated in the 2022 to 2023 Terms and Conditions Guide

  7. First published.

Applies to Scotland

Documents

Student loans: a guide to terms and conditions 2026 to 2027

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Student loans: a guide to terms and conditions 2025 to 2026

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Details

Before applying for student finance, it’s important that you understand the terms and conditions of your loan. Our guide will help you understand your loan contract, your repayment plan type, how you’ll repay your loan and how to contact us if you’re not satisfied.

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