Guidance

Ogden tables: actuarial compensation tables for injury and death

The 'Ogden' tables help actuaries, lawyers and others calculate the lump sum compensation due in personal injury and fatal accident cases.

Documents

Actuarial tables for use in personal injury and fatal accident cases – 8th edition (updated May 2021) (pdf)

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Details

These tables, complete with explanatory notes, are an aid for actuaries, lawyers and others when calculating the lump sum to be paid in compensation for financial losses or expenses (such as care costs) directly caused by personal injury or death.

Widely known as the Ogden tables, they are prepared by an inter-disciplinary working party of actuaries, lawyers, accountants and insurers. They are currently in their eighth edition.

Under the Damages (Personal Injury) Order (Northern Ireland) 2021, made under section 1 of the Damages Act 1996, the prescribed discount rate to be taken into account by the courts in Northern Ireland when assessing lump sum damages awards for personal injury was lowered from 2.5% to -1.75% with effect from 31 May 2021. As the tables of multipliers in the original 8th edition of the Ogden Tables are not tabulated at a discount rate of -1.75% updated tables have been issued. The text of the Explanatory notes has been updated and a number of other minor typographical amendments have also been made.

The tables of multipliers in the updated 8th edition of the Ogden Tables provide multipliers at a selection of rates of return including minus 0.25% (the rate currently applicable in England and Wales), minus 0.75% (the rate currently applicable in Scotland) and minus 1.75% (the rate currently applicable in Northern Ireland). The new multipliers have been calculated using the same mortality rates and other assumptions underlying the original tables in the 8th edition.

In addition, an updated set of Additional Tables to the 8th edition of the Ogden Tables have also been published which provide multipliers at minus 1.75%, minus 0.75%, minus 0.25% and 0% in an alternative format. These can be used to capitalise multiplicands payable from any age at the date of trial to any future age (up to age 125). The Additional Tables can also be used to derive multipliers for multiplicands payable starting from a future age for any age at the date of trial.

The updated 8th edition of the Ogden Tables and the updated Additional Tables are only available via the links above; they will not be available in hard copy from The Stationery Office.

Previous editions can be found on Ogden Tables (previous editions) actuarial compensation tables for injury and death.

Published 10 October 2011
Last updated 27 May 2021 + show all updates
  1. Updated 8th edition to include the change in discount rate in Northern Ireland.

  2. Previous editions of Ogden tables moved to new page.

  3. GAD publishes 8th edition of the Ogden Tables

  4. New supplementary tables for 2019

  5. Latest Ogden Tables 7th edition: Supplementary Tables in PDF and Excel version are now available.

  6. Latest Ogden Tables: 7th Edition Supplementary Tables in PDF and Excel format now available.

  7. Links to all previous versions added.

  8. Added link to previous versions of the tables on the archived GAD website

  9. First published.