Consultation outcome

Consultation on the proposal to amend the definition of “debtor” in Section 189 of the Consumer Credit Act (1974) for the purposes of the Green Deal

This consultation has concluded

Download the full outcome

Government response

This file may not be suitable for users of assistive technology. Request a different format.

If you use assistive technology and need a version of this document in a more accessible format please email correspondence@decc.gsi.gov.uk quoting your address, telephone number along with the title of the publication ("Government response"), and its reference (Unique reference: 13D/217).

Addendum to the 6 August Government response - published 9 January 2014

This file may not be suitable for users of assistive technology. Request a different format.

If you use assistive technology and need a version of this document in a more accessible format please email correspondence@decc.gsi.gov.uk quoting your address, telephone number along with the title of the publication ("Addendum to the 6 August Government response - published 9 January 2014").

Detail of outcome

Nineteen responses to the consultation were received overall. Most responses to the consultation indicated that a clarifying amendment would be helpful. However, in general, consultees thought that the sections of the draft amendment which required providers to work out and judge for themselves who “will be” liable to pay the energy bill in the future, when the Green Deal Plan is confirmed, were likely to be confusing and difficult to apply in practice. It was also questioned whether it would be legally possible for a prospective tenant to be the “debtor” under an agreement before he became bill payer, and whether this could raise issues of unfairness.

Addendum - 09 January 2014

Since the Government response was published in August, further stakeholder representations have been received with regards to this amendment. In response to this feedback the approach has been fine-tuned and the Addendum above sets out how the approach has been adjusted.

Original consultation

This consultation ran from 9 May 2013 12:00am to
5 June 2013 11:45pm

Summary

The purpose of this consultation is to propose a very specific amendment to the definition of “debtor” in the Consumer Credit Act 1974

Documents

Consultation on the proposal to amend the definition of “debtor” in Section 189 of the Consumer Credit Act (1974) for the purposes of the Green Deal

This file may not be suitable for users of assistive technology. Request a different format.

If you use assistive technology and need a version of this document in a more accessible format please email correspondence@decc.gsi.gov.uk quoting your address, telephone number along with the title of the publication ("Consultation on the proposal to amend the definition of “debtor” in Section 189 of the Consumer Credit Act (1974) for the purposes of the Green Deal"), and its reference (Unique reference: 13D/113).

Consultation description

The purpose of this consultation is to propose a very specific amendment to the definition of “debtor” in the Consumer Credit Act 1974, to provide confidence to creditors as to the identity of the “debtor” under a regulated Green Deal Plan. This amendment does not change policy or the way in which the Green Deal works.

Help us improve GOV.UK

Please don't include any personal or financial information, for example your National Insurance or credit card numbers.