Consultation on the proposal to amend the definition of “debtor” in Section 189 of the Consumer Credit Act (1974) for the purposes of the Green Deal
Download the full outcome
Detail of outcome
Nineteen responses to the consultation were received overall. Most responses to the consultation indicated that a clarifying amendment would be helpful. However, in general, consultees thought that the sections of the draft amendment which required providers to work out and judge for themselves who “will be” liable to pay the energy bill in the future, when the Green Deal Plan is confirmed, were likely to be confusing and difficult to apply in practice. It was also questioned whether it would be legally possible for a prospective tenant to be the “debtor” under an agreement before he became bill payer, and whether this could raise issues of unfairness.
Addendum - 09 January 2014
Since the Government response was published in August, further stakeholder representations have been received with regards to this amendment. In response to this feedback the approach has been fine-tuned and the Addendum above sets out how the approach has been adjusted.
Original consultation
Consultation description
The purpose of this consultation is to propose a very specific amendment to the definition of “debtor” in the Consumer Credit Act 1974, to provide confidence to creditors as to the identity of the “debtor” under a regulated Green Deal Plan. This amendment does not change policy or the way in which the Green Deal works.
Documents
Last updated 9 January 2014 + show all updates
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Since the Government response was published in August, further stakeholder representations have been received with regards to this amendment. In response to this feedback the approach has been fine-tuned and this addendum sets out how the approach has been adjusted.
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Government response document added.
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First published.