Professional and Career Development Loans

The Professional and Career Development Loan scheme is now closed for new applications.

You’ll not be affected if you have an existing loan.

Repaying your loan

Professional and Career Development Loans are bank loans that have to be paid back. You start repaying the loan (plus interest at a reduced rate) 1 month after leaving your course.

The government pays the interest while you study and for 1 month after you leave your course. After this time, you start repaying the loan and interest.

You have to repay your loan even if you do not complete the course or your course provider goes out of business.

If you need help

Contact the National Careers Service for further advice on Professional and Career Development Loans.

National Careers Service
0800 100 900
Monday to Sunday, 8am to 10pm
Find out about call charges

You can also arrange for a National Careers Service adviser to call you. This will not cost you anything.