1. Overview

Professional and Career Development Loans are bank loans to pay for courses and training that help with your career or help get you into work.

You may be able to borrow between £300 and £10,000.

Loans are usually offered at a reduced interest rate and the government pays interest while you’re studying.

How to apply

  1. Find out which banks offer the loan and order an application pack by calling the National Careers service on 0800 100 900 (find out about call charges) or request a call back

  2. Fill in the application form and send it to the bank.

  3. The bank will decide if you qualify for a loan.

  4. You take out the loan with the bank and agree to their repayment conditions.

You should apply 3 months before your course starts to give the bank enough time to process your application.

Check with your benefits office before you take out a loan as it can affect the benefits you’re entitled to.