HM Land Registry: Risk mitigation services for mortgage lenders
Services for lenders and third parties working on their behalf that minimise mortgage risk and support due diligence.
Applies to England and Wales
As the definitive source of more than 26 million property titles for England and Wales, HM Land Registry safeguards property ownership worth more than £7 trillion, including more than £1 trillion of mortgages.
Charge validation service
We can help you keep up to date with your mortgage portfolio, by confirming the priority and status of your mortgages in the register.
If you are considering buying another firm’s back book, or have bought one, we can help you to conduct your due diligence.
Read more about our Charge validation service
Data sync service
This service allows you to synchronise your systems with ours, so:
- you receive automatic notifications when your mortgages are registered or discharged
- you know instantly when changes occur within your mortgage portfolio, helping you to detect risk at an early stage
There are extra options to:
- electronically discharge your mortgages, to save you administration time and cost
- confirm the priority of your mortgages, to help you meet lending criteria
Read more about our Data sync service
Other services for lenders
If you are a Business e-services customer, you can discharge your mortgages online via the portal.
More information
To discuss your existing or future business needs, please contact us:
Data Services Team
HM Land Registry
Rosebrae Court
Woodside Ferry Approach
Birkenhead
Merseyside
CH41 6DU
Email data.services@mail.landregistry.gov.uk
Contact form https://customerhelp.l...
Telephone 0300 006 0478
Last updated 19 August 2019 + show all updates
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Updated the value of property ownership safeguarded by HM Land Registry to £7 trillion.
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First published.